Postal Passbook Savings: It refers to savings deposited or withdrawn by the depositor at any time using a postal savings passbook or other authorized methods.

Postal Time Deposits: Savings funds deposited for a specific period of time and withdrawable by the depositor using a deposit certificate or other agreed means.

Postal Giro: Deposits maintained in accounts that enable depositors to perform deposit and withdrawal transactions, remittances, fund transfers, and giro check services, while also accepting deposits from third parties.

Domestic Remittances: Services that enable customers to entrust Chunghwa Post with a specified amount of funds for payment to designated recipients within the country.  

International Remittances: Services that enable customers to entrust Chunghwa Post with a specified amount of funds for payment to designated recipients outside the country, and whereby Chunghwa Post receives inward remittances from correspondent institutions for payment to recipients within the country.

Postal Gift Coupons: A bearer security issued by Chunghwa Post that entitles the Banking Servises to receive payment of its face value from Chunghwa Post upon presentation.

As a good neighbor to all people, Chunghwa Post is currently the largest depository institution, and the balance of postal savings deposited amounts to over NT$7.4 trillion, making Chunghwa Post the largest depository institution in Taiwan, also nicknamed the “green giant” by the financial industry. In the future, it will continue to promote various businesses such as the salary deposits, online post office (iPost), Mobile Post Office app, WebATM, Visa debit card, mobile payment, and digital account to increase the share of depository funds.

Chunghwa Post has maintained stable operation over the years. Despite the impacts of financial crisis, economic recession, and industry and capital outflows, the number of deposit accounts and balance amount of the savings business still tops domestic financial institutions. Chunghwa Post abides by relevant laws and regulations strictly and properly utilizes the funds from postal savings and simple life insurance. The personnel using funds have to comply with the Self-disciplinary Rules for Fund Manager and sign the declaration. The Department of Civil Service Ethics conducts regular inspection of the personal transactions of the personnel and keeps records on a regular basis. The number of personnel receiving the random inspection throughout the year exceeds 1/3 of the total number of personnel in the department.